Permanent Health Insurance

Permanent Health Insurance

Many employees enjoy the benefit of permanent health insurance cover under their contracts of employment. This is insurance cover which comes into effect when an employee becomes long-term sick, with the benefit payable after a set period.

Experiencing problems claiming on a Permanent Health Insurance Policy?

It is not uncommon to experience problems when claiming on a permanent health insurance policy. Issues can arise with your employer when there is a dispute as to whether the cover is payable. This can be complicated when the terms offered by the insurer differ from those expressed in the employee's contract or employee handbook.

Discrimination issues concerning Permanent Health Insurance claims

The relationship between dismissal and benefits payable under permanent health insurance is also an area ripe for disputes. For example, in cases where an employee on long term sick leave is receiving benefits under a permanent health insurance policy, these payments may terminate on the employee's dismissal. Disability discrimination law, in particular, where it concerns mental health issues like chronic fatigue and depression, can also complicate the terms under which permanent health insurance is payable. We are leaders in the field in discrimination law.

Help with your Permanent Health Insurance policy

If for any reason you feel you have not received your dues under your permanent health insurance policy, or you are concerned generally about your policy, it is worth taking legal advice. Russell Jones & Walker can help you. We can advise you where you stand with your permanent health insurance policy and have recovered substantial lost permanent health insurance benefits for clients through high-value settlements. We are frequently referred work in this highly specialist area by other firms of solicitors in recognition of our specialist knowledge.

For further information please see our Permanent Health Insurance factsheet.